Using the files below, learn how to take charge of your budget, and apply hundreds of useful NO COST and LOW COST ways to save money on everything. Housing, utilities, food, transportation, clothes, education, health care, entertainment and recreation, and so much more. Start by clicking the 'Show Me the Money!' below, to get started. The file will open in Adobe PDF. You have permission to print the budget chart. You can also click on any topic that interests you.
*Special thanks to author Campbell Norwood for permitting portions of her book to be edited and reprinted here.
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